Takeaway: Providing mobile phone credits to low-income adults during a crisis significantly reduces mental distress and domestic conflicts, particularly when distributed in regular installments rather than a single lump sum. Key Points Reduced Psychological Strain: Free mobile credit lowered mental distress by nearly 10% and reduced the likelihood of severe mental distress by 24% among low-income adults in Ghana during the COVID-19 pandemic. Installments Outperformed Lump Sum

Takeaway: Giving one-time cash grants to extremely poor agricultural families leads to lasting improvements in food security and farm profits, even after initial consumer spending sprees fade. Section 3 - Key Points Fleeting spending, persistent food security: Initial surges in retail purchases vanished within six months, but families maintained higher food security for up to two years. Farming as an investment: Families sustained these long-term gains by investing cash in se